Should one Refinance their Mortgage

As mortgage rates sit at decade record highs, it’s no surprise to see and hear countless ads on social media and the radio that one “should refinance their mortgage” before rates go higher. Even during periods of decreasing rates, one “should refinance their mortgage” to take advantage of lower rates. It’s obvious to us that […]

Portfolios and Coronavirus

It goes without saying that the entire world is fixated on the near- and long-term ramifications the coronavirus, COVID-19, could have on the world’s population and resulting global growth expectations. Using the Russell 3000 as a widely available proxy for the entire US stock market, as of midday Thursday 3.12.2020, it was well into bear […]